How is take-home pay calculated?

Take-home pay is your gross pay minus federal income tax, Social Security (6.2% up to the wage base), Medicare (1.45%, plus 0.9% above high-income thresholds).

What tax year does this calculator use?

This calculator uses 2026 federal and FICA rates.

Paycheck Calculator 2026

This calculator estimates your federal income tax, Social Security and Medicare withholding, and your take-home pay.

Your state

Pay frequency

How are you paid?

Overtime (per pay period)

Federal overtime is 1.5x over 40 hrs/week; some states (e.g. California) add 2x double-time. Pick what applies to you.

Filing status

Tax year 2026

Enter your pay and choose your state to see your estimated take-home pay.

This calculator provides general guidance and estimates. It should not be relied upon to calculate exact taxes, payroll, or other financial data, and is not tax or legal advice.

Paycheck Calculator 2026

Paycheck calculators by state